Category

Social Security

But What Does the Census Say about Senior Poverty?

By | BLOG, HOMEPAGE, SENIOR POVERTY, Social Security, Supplemental Security Income | No Comments
Take a quick look at the official numbers, and you might think the Census Bureau’s recent release of poverty statistics for 2015 is all good news. The official poverty rate for seniors decreased 1.2 percentage points to 8.8%, and the median household income increased 4.3%, to $38,515. We saw decreases in the poverty rates for African American, Hispanic, and Asian seniors as well. With all these positive numbers it’s easy to believe that everything is going well, and poverty is becoming less of a problem. Read More

Social Security’s Operating Budget At-Risk for Even More Cuts

By | BLOG, HOMEPAGE, Social Security, Supplemental Security Income | No Comments
Just imagine it: you are a senior who just received a notice from the Social Security Administration that your only source of income, your meager Supplemental Security Income (SSI) benefits, are going to be cut off next month. When you call Social Security’s 800 number to get an explanation, you get a busy signal. When you go to the local Social Security office to file an appeal of the decision, the line stretches out the door with no place for you to sit while you wait for hours to speak with someone. Your stress level rises while you face the prospect of having no income to meet your basic needs. Read More

Protecting Vulnerable Adults: Making Improvements to SSA’s Representative Payee Program

By | BLOG, HOMEPAGE, SENIOR POVERTY, Social Security, Supplemental Security Income | No Comments
Currently, there are over 10 million older adults who rely exclusively on Social Security and Supplemental Security Income (SSI) benefits to meet their daily housing, food, and medical needs. For many individuals over the age of 65, SSI benefits are their only source of income available. There is no doubt that every single penny of their modest $733 monthly benefit amount is needed to make ends meet. Due to increasing awareness of financial elder abuse and cognitive impairments—such as Alzheimer’s—more seniors are looking to additional supports to help them manage their own benefits. Read More

WEBINAR: Improving SSA’s Representative Payee Program

By | Social Security, WEBINAR | No Comments
When: Tuesday, August 2, 2016 2:00 p.m. ET

The Social Security Administration’s (SSA’s) Representative Payee program is critical for ensuring that older adults who cannot manage their own finances have the necessary support to age in dignity.

Over the past year, SSA has undertaken a comprehensive examination of its Representative Payee Program, making this a very critical time for advocacy. Justice in Aging has also worked with advocates across the country to address the major issues facing the Representative Payee Program as they specifically relate to older adults. In this Justice in Aging webinar, we explored the issues in depth and provided educational materials for advocates who are interested in learning more about the Representative Payee Program.

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Social Security’s Rep Payee Program for Consumers

By | FACT SHEET, REPORTS, Social Security | No Comments

The Social Security Administration’s Representative Payee program is an important program for ensuring that older adults who can no longer manage their finances have someone trustworthy and competent to do it for them.

As the population ages and the prevalence of cognitive challenges among the older adult population increases, the Rep Payee program will become even more critical and will play an important role in preventing elder financial abuse. To protect seniors from financial exploitation or interruptions in benefits, it’s important for advocates and caregivers to understand key issues relating to the program.

Download and read the second in the series.

Justice in Aging, with the support of a Borchard Center Foundation on Law and Aging fellowship grant, will be producing a series of informational publications about the Representative Payee Program. 

Department of Education to Forgive Student Loan Debt for Thousands of People with Disabilities

By | BLOG, HOMEPAGE, Social Security | No Comments
Nearly 400,000 people with disabilities (many who are seniors) breathed a sigh of relief last week when the Obama Administration and the Department of Education announced a program that will make it easier for people with permanent disabilities who receive Social Security Disability Insurance to apply to have their federal student loans forgiven. Read More

Social Security’s Representative Payee Program Basics

By | FACT SHEET, REPORTS, Social Security | No Comments

More than ten million older adults rely exclusively on Social Security benefits as their primary source of income. As the population ages and the prevalence of Alzheimer’s disease and other cognitive impairments increases, more older adults will need to rely on others to manage their finances.

The Social Security Administration (SSA) has authority granted by Congress to appoint third parties, known as representative payees, to receive and manage payments when a beneficiary is unable to do so. To protect seniors from financial exploitation or interruptions in benefits, it’s important for advocates and caregivers to understand key issues relating to the program.

Download and read the first in the series.

Justice in Aging, with the support of a Borchard Center Foundation on Law and Aging fellowship grant, will be producing a series of informational publications about the Representative Payee Program. 

Recap of the Democratic Debate through a Senior Poverty Lens

By | BLOG, HOMEPAGE, Medicaid, Medicare, SENIOR POVERTY, Social Security, Supplemental Security Income | No Comments

We watched the recent Democratic debate with hopes of hearing some plans for addressing the growing crisis of poverty and inequality in our nation. Would any of the candidates really talk about poverty? Would would any of them even mention the 6.4 million senior citizens living in poverty?

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Senior Poverty in Today’s Census Report

By | BLOG, HOMEPAGE, Medicaid, Medicare, SENIOR POVERTY, Social Security, Supplemental Security Income | No Comments
Here are three quick take-aways from our first look at today’s United States Census Income and Poverty report.

1. Women over 75 are at particular risk of poverty. According to the official poverty measure, 14.7% of women over age 75 live in poverty. This is nearly double the rate of men in this age group (7.6%). America’s oldest women also experience significantly higher poverty rates than women 65 to 75 (10.1%) years old. This data confirms what we already knew – that women are more likely than their male counterparts to be poor as they age. This is the result of a variety of economic and social policies that we have yet to address. This video provides a window into what life is like for older women struggling in poverty. Today’s data also demonstrates something else significant – that the older women grow, the more likely they are to be poor. This is an important reminder that any data that looks just at people 65 and over as a single, monolithic group will significantly undercount the challenges of poverty facing older adults that are in their 70s, 80s, 90s and beyond. Read More