Category

Economic Security

Free Webinar: Changes to the “Public Charge” Rule and the Impact on Older Adults

By | Economic Security, Health Care, Safety Net Defense, SENIOR POVERTY, WEBINAR

When: Wednesday, November 14, 2018 from 10 am-11 am PT/1-2 pm ET.

The Trump Administration has proposed a rule that would hurt millions of older adults in immigrant families. Proposed changes to the “public charge” rule put immigration status at risk if an immigrant accesses or is likely to access programs that support health, nutrition, and economic stability. Confusion about the changes may lead to older adults forgoing services out of fear of potential immigration consequences.

This webinar, Changes to the “Public Charge” Rule and the Impact on Older Adults, provides an overview of the existing public charge rule and key proposed changes, including the addition of certain government benefits older adults rely on, and details on how immigration officials make the public charge determination. We also discuss the possible impacts on the lives of older adult immigrants and their families. The webinar includes tips on how advocates should be counseling their older adult clients and concludes with a summary of the regulatory timeline and what advocates can do to fight back against this harmful proposal. Justice in Aging will be releasing additional materials on the public charge proposal and its impact on older adults soon.

Who Should Participate:
Aging and legal advocates, community-based providers, health plan leaders, and others wanting to learn more about changes to public charge and the impact on older adults.

Presenters:
Elizabeth Lower-Basch, Director of Income and Work Supports, Center for Law and Social Policy (CLASP)
Natalie Kean, Staff Attorney, Justice in Aging

Moderator:
Denny Chan, Staff Attorney, Justice in Aging

This webinar took place on Wednesday, November 14, 2018 from 10 am- 11am PT/1-2 pm ET.

WATCH THE WEBINAR
DOWNLOAD THE POWERPOINT

Free Webinar: Social Security Benefits You’ve Never Heard of, and Who is Eligible for Them

By | Economic Security, Social Security, WEBINAR

When: Tuesday, October 23, 2018 at 11:00 a.m. PT/2:00 p.m. ET.

When most people hear about “Social Security benefits,” the first thought that comes to mind is income for older people who have retired from work. It’s true that the Social Security system provides a foundation of retirement income that permits seniors to live in dignity, with over 43 million retired workers receiving benefits each month.

However, the Social Security system is also the foundation of economic security for millions of family members of retired, disabled or deceased workers. In addition to retirement benefits, Social Security offers disability insurance protection to workers and their spouse and children, as well as life insurance that pays monthly benefits to dependents if the worker dies.

Join this webinar to learn more about the eligibility requirements for benefits for spouses and ex-spouses, children, and parents. About one American family in four receives income from Social Security benefits, and many more could receive this income if they knew they were eligible.

Who Should Participate:
This webinar is designed for those who are new to Social Security benefits and others who want to learn more about the lesser-known aspects of the program.

Presenters:
Tracey Gronniger, Justice in Aging
Kate Lang, Justice in Aging

This webinar took place on Tuesday, October 23, 2018 at 11:00 a.m. PT/2:00 p.m. ET.

WATCH THE WEBINAR
DOWNLOAD THE POWERPOINT

Free Webinar: Elder Financial Exploitation in California: Addressing the Impact on Public Benefits

By | Economic Security, Health Care, Safety Net Defense, SENIOR POVERTY, WEBINAR, Webinar Trainings

When: Tuesday, October 16, 2018 at 11:00 a.m. PT

Elder financial exploitation is a growing issue faced by older adults in California, and the effects of abuse impact the physical health, mental well-being, and financial stability of victims. Financial abuse is not limited to the wealthy. Perpetrators of abuse often target income benefits, and exploitation can interfere with older adults’ access to health care and long-term services and supports.

This webinar provides information on the intersection between elder financial abuse and public benefits, such as SSI, Medi-Cal, Medicare, and In-Home Services and Supports. Presenters provide the tools needed for civil legal aid attorneys and aging services providers in California to spot, prevent, and address threats to public benefits that arise from elder financial abuse. Attendees also get a preview of a new resource, Financial Exploitation of Older Adults: A Guide for Civil Legal Aid Attorneys in California.

Closed captioning is available on this webinar.

Presenters:
Amber Christ, Justice in Aging
Sarah Galvan, Justice in Aging

The webinar took place on Tuesday, October 16, 2018 at 11:00 a.m. PT.

WATCH THE RECORDING DOWNLOAD THE POWERPOINT DOWNLOAD THE GUIDE

Fact Sheets: New Resources on How Trump’s Public Charge Impacts on Older Adult Immigrants

By | CA Health Network Alert, Economic Security, FACT SHEET, Health Care, Medicaid, Social Security

Advocates are preparing to respond to a new “public charge” rule from the Trump Administration that would put immigration status at risk if an immigrant seeks access to an array of programs that support health, nutrition, and economic stability.

If implemented, this rule would harm older immigrants, their families, and caregivers. The rule would make it much more difficult for U.S. citizens and residents to welcome aging parents or other family members into the country. Seniors and their families may be afraid to go to the doctor or get helping paying for food or rent. Additionally, many immigrant older adults work as caregivers for very low pay. This rule would make it harder for them to access benefits like Medicaid and SNAP (Supplemental Nutrition Assistance Program).

Justice in Aging has a new fact sheet that provides an overview of the harms to older adults, their families, and caregivers that the Trump Administration’s changes to the “public charge” rule pose.  A California fact sheet provides an overview of these harms looking at California-specific data and programs.

WEBINAR: Advanced Webinar- Understanding the SSI Transfer Penalty

By | Economic Security, Supplemental Security Income, WEBINAR

When: Thursday, June 28, 2018 at 11:00 a.m. PT / 2:00 p.m. ET.

The Supplemental Security Income (SSI) program has many complicated financial eligibility rules, including the treatment of resources or assets. Applicants and recipients cannot simply give away countable assets to gain eligibility for SSI. Similarly they cannot decline assets that they are entitled to receive, such as inheritances, to establish or maintain their eligibility. An SSI applicant or recipient who transfers an asset for less than fair market value or declines to receive an asset could be subject to the transfer of asset penalty, becoming ineligible for SSI benefits for up to 36 months.

Read More

In-Kind Support and Maintenance in the SSI Program

By | Economic Security, REPORTS, Supplemental Security Income

Why do some individuals receiving Supplemental Security Income (SSI) benefits only receive $500 a month instead of $750? In many cases, the reason is “in-kind support and maintenance” (ISM).

As SSI is a means-tested program, applicants and recipients must meet several financial eligibility criteria on an ongoing basis. The income and resource rules, including in-kind support and maintenance, are particularly complicated. These rules can cause significant hardship for low-income people trying to survive on SSI.

This new guide, In-Kind Support and Maintenance in the SSI Program, gives advocates tools to successfully navigate ISM on behalf of their clients. They can make a big difference by making sure that clients can maximize their SSI benefits to better meet their needs for shelter, food, health care, and other necessities.

Read the guide, and watch the recording of today’s webinar on In-Kind Support and Maintenance here.

SSI 101: A Guide for Advocates

By | Advocate's Guide, Economic Security, ISSUE BRIEF, Supplemental Security Income

Supplemental Security Income (SSI)—a need-based program administered by the Social Security Administration – provides a very basic income to over 8.2 million people, including 2.2 million seniors age 65+. As more seniors struggle to make ends meet in today’s economy, getting access to SSI can help low-income seniors escape deep poverty and avoid or move out of homelessness. Justice in Aging’s Supplemental Security Income 101: A Guide for Advocates introduces advocates and individuals who provide assistance to older adults to the SSI program and focuses on the basics of the program for those who qualify based on age (65 years or older).

Released today, the Guide includes:

  • A description of the SSI program and benefits
  • An overview of the application and appeals processes
  • A discussion of key eligibility criteria, including examples

And in case you missed our SSI Basics webinar last month, the video is now available.

Justice in Aging’s Statement on Senate Tax Bill

By | Economic Security, Health Care, NEWS, Statements

Last night the Senate passed a tax bill that will take health care away from 13 million Americans including older adults and people with disabilities. Further, it will severely impact the economic security of millions of older Americans and people with preexisting conditions—all for the benefit of the wealthiest 1% of Americans and large corporations.

This tax bill, if passed as is by the House, will explode the deficit by at least a trillion dollars, leading these same Republicans to carry out their calls for massive cuts in Medicaid, Medicare, Social Security, and other critical programs that older adults and their families need, while offering little to no tax relief for struggling low and middle income families.

The Joint Committee on Taxation estimates that even considering economic growth, this bill will cut revenue by $1 trillion. This will force immediate cuts to Medicare and other programs under sequestration. The CBO projects cuts of $25 billion to Medicare in 2018 alone.

The repeal of the individual mandate will cause premiums to spike for those with preexisting conditions, especially impacting older adults age 55-64 who are enrolled in health insurance through the Affordable Care Act. Many will not be able to afford health care. An estimated 13 million Americans will lose their health care, including 5 million people who would not get Medicaid even though they qualify.

This full-fledged attack on people who are already struggling is unconscionable and will cause lasting harm not only to today’s seniors, but to tomorrows’ seniors as well. This includes our grandparents, our parents, ourselves, and our own children.

We call on the House to halt this rushed process, and urge Congress to start over to ensure that any changes to the tax code will not drive up deficits or reduce access to health care for older adults, people with disabilities, and their families.

Talking Taxes Over Turkey

By | Affordable Care Act, BLOG, Economic Security, Health Care, Long Term Care, Medicaid, Medicare, Safety Net Defense
This week marks an important milestone for my wife and me – our first time hosting Thanksgiving. We’ll be bringing together three generations of family: our parents and some of their siblings, our siblings, and a growing crew of little ones. There will be good food, lots of laughs and, if my nephews can convince my daughters, some family football. Read More

What Advocates for Older Adults Need to Know About the Budget Resolution

By | Affordable Care Act, BLOG, Economic Security, Safety Net Defense
If you work with older adults (or have older adults in your life), you have a sense of what we all need as we age. The burden of high health care and housing costs on low-income seniors is growing, and fewer seniors can meet these basic needs: hot meals and enough food to eat, a stable home in the community, and quality health care. Unfortunately, Senate Republicans passed a budget resolution that would make this vision of aging more and more rare. The budget resolution would allow Congress to significantly cut taxes for the wealthiest Americans by cutting funding for critical programs needed by all other Americans. Here’s what advocates for older adults need to know. Read More