Financial exploitation can devastate low-income older adults, especially those who rely on Medicaid for their health and long-term care. For example, older adults who are victims of financial abuse may be denied eligibility for Medicaid because their abuser won’t turn over their bank records. Without Medicaid eligibility, the older adult may be threatened with eviction or involuntary discharge from a nursing home because of nonpayment. Read More
People with Medicare get their prescription drugs though the Medicare Part D program. This program is separate from the one that provides recipients with hospital and medical coverage. Medicare Part D has its own rules and can be complicated to navigate, even for the most seasoned advocate. Read More
When: Wednesday, April 19, 2017 at 11:00 a.m. PT/2:00 p.m. ET.
Reverse mortgages allow older homeowners to age in place by supplementing income, providing funding for repairs or modifications to the home, or other necessary expenses by converting equity in their homes into cash. Recently there has been an uptick in reverse mortgage foreclosures due to property charge defaults and other issues, leading to the displacement of older adults from their homes. Homeowners and their families also face challenges when dealing with the companies that service reverse mortgage loans.
This free webinar, Reverse Mortgage Servicing & Foreclosure: Emerging Issues outlines issues facing reverse mortgage borrowers and offers strategies to address the challenges. This session highlights recent changes to the Home Equity Conversion Mortgage (HECM) program.
The webinar took place on Wednesday, April 19, 2017 at 11:00 a.m. PT/2:00 p.m. ET.
When: Tuesday, April 11 at 11:00 a.m. PT / 2:00 p.m. ET.
Supplemental Security Income (SSI) is a critical safety net program administered by the Social Security Administration that provides a very basic income to older adults and people with disabilities with no or only limited other income and resources. This webinar is designed for legal services and other advocates who are just getting started in the field and others who want to learn more about the essentials of the program.
This webinar covers the basic rules surrounding the SSI program, which provides modest financial support to older adults and people with disabilities who lack other resources. We describe the program and discuss the basic rules of eligibility, how benefits are calculated, and provide suggestions on where to go if you need further information.
For more information on SSI, read Justice in Aging’s Fact Sheet on the program.
Trinh Phan, Senior Staff Attorney, Justice in Aging
Jenny Chung Mejia, Senior Staff Attorney, Justice in Aging
The webinar took place on Tuesday, April 11 at 11:00 a.m. PT / 2:00 p.m. ET.
When: Wednesday, March 22 at 10:00 AM PT / 1:00 PM ET.
When older adults lack the capacity to make important health care decisions for themselves and have nothing in writing naming a person to make decisions for them, how can the right health care decisions be made in clinical settings? Over the past 40 years, nearly every state has passed statutes on health care decision-making. The laws vary from state-to-state, from authorizing living wills or powers of attorney for health care to defining the conditions when withholding or withdrawing life sustaining care is permitted for patients who lack capacity.
Despite years of legal guidance, questions remain regarding the statutory applicability in clinical practice. In 2016, the American Bar Association Commission on Law and Aging (ABA COLA) initiated a national survey to explore health care clinicians’ perspectives on questions regarding capacity and decision-making. Findings explore instances when the law and clinical practice clearly align, when there are consultation differences between lawyers and clinical providers, and outline the areas that still present the greatest challenges for health care decision making in clinical settings.
In this webinar, David Godfrey, Senior Attorney to the ABA COLA, details the survey findings and implications for the health and aging network working with older adults with diminished capacity. The webinar is accompanied by an Issue Brief that highlights the survey findings and provides recommendations for the field.
David Godfrey, Senior Attorney, American Bar Association Commission on Law and Aging
The webinar took place on Wednesday, March 22 at 10:00 AM PT / 1:00 PM ET.
When: Tuesday, March 21 at 11:00 a.m. PT/2:00 p.m. ET.
This webinar was rescheduled from March 14 due to blizzard conditions in the Northeast.
Nearly 80% of older adults own a home, and, despite rising housing-related costs and living on fixed or limited incomes, older adults prefer to age in place. Homeowners who have not retired their mortgage debt may find it challenging to keep up with monthly payments as they age. Many will fall behind on the loan and face foreclosure.
Please join housing experts, Odette Williamson and Jeremiah Battle of the National Consumer Law Center, for this Legal Basics webinar. The presentation discusses the work out options and other resources available to assist older homeowners facing foreclosure after default on a forward mortgage. Many of the options have changed and will continue to change over the coming year. This session includes updates on workout options and other foreclosure alternatives.
Odette Williamson, Attorney, National Consumer Law Center
Jeremiah Battle, Attorney, National Consumer Law Center
The webinar took place on Tuesday, March 21 at 11:00 a.m. PT/2:00 p.m. ET.
When: Wednesday, February 22 at 11:00 a.m. PT/ 2:00 p.m. ET.
An overpayment of Social Security or Supplemental Security Income (SSI) benefits occurs whenever an individual receives more money for a month than the amount that should have been paid by the Social Security Administration (SSA). While the overpayment of benefits can result from a seemingly endless variety of events, the amount of an overpayment is always the difference between the amount that was received and the amount that was due. Individuals have several options for what they can do when they receive a notice of an overpayment from SSA.
In this webinar, “I Can’t Pay That!” — Social Security Overpayments and Low-Income Clients, Justice in Aging attorneys review what those options are and the requirements for each. We cover the steps advocates can take to ensure the accuracy of an overpayment claimed by SSA, to reduce or eliminate the amount taken by SSA, and to enforce clients’ due process rights. Participants also learn about recent changes SSA has made to address some of the problems with the overpayment appeal and waiver processes, and how you can be part of the efforts to tackle these problems.
Kate Lang, Senior Staff Attorney, Justice in Aging
Trinh Phan, Senior Staff Attorney, Justice in Aging
The webinar took place on Wednesday, February 22nd at 11 a.m. PT/2 p.m. ET